1Tips on Discounts for Homeowners Insurance
Home insurance and automobile insurance might be must-haves, but it doesn’t have to cost you an arm and a leg to have appropriate insurance cover. There are things you can do to get discounts on your homeowners insurance and automobile insurance. Here are some helpful tips to save money on your insurance premiums.
Tips on Discounts for Homeowners Insurance
* Security – You get discounts if you have a security system installed in your home. A gated community tends to have lower insurance rates and lower rates of crime. Something as simple as dead bolt locks might even give you a discount on your homeowners insurance.
* Fire safety – Equipping your home with smoke detectors and carbon monoxide detectors are great steps to lowering your insurance rates. Going a step further with fire sprinkler systems, fire escapes, fire extinguishers, and heat detectors will help lower your insurance premiums.
* Maintenance – Making updates to the wiring of your home, having a high rated roof that is hail resistant, updating your pipes, having hand rails along staircases, or a gate around your pool, are all things that can get you a discount on your homeowners insurance.
* No claims in ten years – If you haven’t filed a claim in the last ten years, you could be eligible for a discount to your insurance. Talk with your provider about any other policy discounts that you might be eligible for that you may not have thought of in the past.